contents
november
volume 74, number 4
features
18
Surveying the Land
The current economic downturn has affected the
financial world in ways never before experienced, and
the asset buying industry is no exception. Predicting
how the industry will respond to the trouble and
determining the next best move for debt buyers has
many industry veterans puzzled. By Rachel Remley
22
Bridging the Gap
In the debt buying world, where the ability to resell
accounts has slowed considerably due to weakened
collections and fewer financing options, maintaining
a competitive edge can be a challenge. Both buyers
and sellers may benefit from the tools and resources
available through brokerage firms. By Rachel Remley
26
Settling Up
In certain situations, asset buyers may wish to present
a settlement offer to a consumer. Such settlements
may be advantageous, but the asset buyer should first
examine the law to determine the legality and any
compliance issues it may present. By Amanda Swanson
highlights
9
Buying and Selling
ACA offers several resources for current and
prospective asset buyers. By Jay Gonsalves, IFCCE
10
Volunteer Spirit
Recent events reflect ACA International’s long
tradition of volunteerism. By Gary D. Rippentrop, CAE
14
ACA News
Convention presentation proposal deadline draws
near.
32
The Ins and Outs of Selling
Accounts
Selling charged-off receivables
requires patience, diligence and
documentation. By Rachel Remley
36
Licensing Tips for Asset Buyers
Five suggestions to help asset buyers
understand and comply with state
laws and regulations. By David Cherner
38
Just the Facts
ACA recently debuted two new publications to
educate association members and policy makers.
By Kristine Adams
50
Ethics Actions
ACA International’s Ethics Committee announces its
recent activity.
56
Tossing Your Hat Into the Ring
In 1961, ACA member Kenneth Maher urged fellow
members to get more involved in the political process.
By Anne Rosso
