CREDITOR ISSUES
The Basics of Business Entity Selection (5pp) Revised 11/21/06
Credit Grantors and the FDCPA (4pp) Revised 9/14/01
The Equal Credit Opportunity Act (4pp) Revised 9/22/06
Extending Credit to U.S. Service Members (7pp) Revised 10/4/07
The Fair Credit Billing Act (6pp) Revised 7/29/08
The Fair Credit Billing Act—What Creditors Should Know (3pp)
Revised 11/1/06
Marketing Creditor Services with Integrity (3pp) Revised 11/21/06
State Laws Covering First-Party (Creditor) Collections (18pp)
Revised 8/26/09
State Laws Requiring First-Party (Creditor) Collectors to Provide
Mini-Miranda Disclosure (3pp) Revised 12/12/06
When Customers Withhold Payment (2pp) Revised 6/15/07
2054
8004
8044
8047
8032
8045
2058
2044
8050
2346
FAIR CREDIT REPORTING ACT (FCRA)
Adverse Action Requirements Under the FCRA (6pp) Revised 8/12/08 1176
The Brady Decision: Disputed Debts and Credit Reporting (5pp)
Revised 12/12/07 1113
Check Verification and the FCRA (4pp) Revised 7/12/05 4001
Data Furnisher Liability When Investigating Consumer Disputes
Under the FCRA (3pp) Revised 3/26/08 1256
Date of Delinquency Reporting Requirements (3pp) Revised 4/22/08 1510
Direct Disputes from Consumers to Data Furnishers under FCRA (3pp)
Revised 3/15/05 1522
FCRA Disposal Rule in Effect (3pp) Revised 6/7/05 1525
FCRA Identity Theft Provisions: Blocking Information Resulting from
Identity Theft (4pp) Revised 3/9/05 1521
FCRA Identity Theft Provisions: Fraud Alerts and Active Duty
Alerts (7pp) Revised 3/9/05 1513
FCRA Regulations Requiring Implementation of Identity Theft Prevention
Program (6pp) Revised 7/29/09 1250
FCRA: Relation to State Laws (6pp) Revised 3/9/05 1518
FCRA: Sharing Financial Information with Affiliates (7pp)
Revised 4/22/08 1512
FCRA to Require Disclosures for Loans Secured by Residential
Property (2pp) Revised 3/6/05 1520
FCRA Truncation Requirements: Credit and Debit Cards and
Social Security Numbers (8pp) Revised 4/13/09 1514
Financial Institutions’ Duty Under the FCRA to Provide Consumers
with Notice of Furnishing Negative Information (5pp)
Revised 1/28/05 1519
New Requirements for Credit Reporting Agencies: Discrepancy
in Address (2pp) Revised 8/5/08 1517
New Rules Pending Specifying Format of Disclosure of Contact
Information in Connection with Unsolicited Offers of Credit
and Insurance (3pp) Revised 3/7/05 1516
Ninth Circuit Decision Impacts Collectors’ Ability to Obtain
Consumer Reports (4pp) Revised 5/19/09 1163
Overview of the FACT Act Amendments to the FCRA (3pp)
Revised 5/23/05 1523
Permissible Purposes Under the FCRA (6pp) Revised 5/19/09 1154
Private Right of Action Under FCRA Section 615 (4pp)
Revised 11/21/06 2052
Regulation FF: FCRA Medical Information Regulations (3pp)
Revised 3/13/06 1527
Medical Information Furnishers and the FCRA (5pp) Revised 12/18/07 1515
Reportable Information (6pp) Revised 11/4/08
Reporting Commercial Debt on a Consumer’s Credit Report (2pp)
Revised 9/5/06
Responsibilities of Data Furnishers and CRAs Upon Notification
from a Consumer Dispute (3pp) Revised 10/21/05
3001
1528
1526
FAIR DEBT COLLECTION PRACTICES ACT (FDCPA)
Agency Names (8pp) Revised 7/9/09 1134
Amendments to the FDCPA (3pp) Revised 11/15/06 2051
Attorney Communications and the FDCPA—A Case Law Approach
(5pp) Revised 12/18/07 1169
“Attorney In Fact” is not an “Attorney” for Purposes of FDCPA (2pp)
Revised 8/20/99 1123
Attorney Involvement and the FDCPA (3pp) Revised 11/21/06 2055
Bona Fide Error 1692k(c): Adequate Procedures (2pp) Revised 6/19/02 1129
Caller ID and the FDCPA (4pp) Revised 12/18/07 1168
Can I Collect on a Holiday? (1p) Revised 11/17/06 1111
Can Knowledge be Imputed to a Debt Collector? (4pp)
Revised 6/7/07 2344
Can You Contact a Consumer if the Consumer’s Attorney Ignores
Your Requests? (6pp) Revised 6/19/03 1138
Cease Communication Requests (3pp) Revised 6/7/06 1136
Class Certification (3pp) Revised 7/21/06 2050
Collection Efforts During the 30-Day Validation
Period (7pp) Revised 7/2/08 1172
Communicating with Consumers Via E-mail (3pp) Revised 7/10/07 2332
Communicating with Debt Settlement Companies (4pp)
Revised 10/22/08 3002
Continuous Violations Doctrine (3pp) Revised 6/7/07 2345
Cooperating with Law Enforcement Agents (3pp) Revised 1/8/07 2342
Court Raises Reservations Over Collection Agency Call Trap
Programs (2pp) Revised 10/9/01 2309
Decoding Camacho: Its Effect on Collection Letters (3pp)
Revised 2/9/06 2331
Disputes: Duties of Debt Collectors under the FDCPA
and FCRA (5pp) Revised 3/26/09 3014
The Effectiveness of Rule 68 Offers of Judgment in
Class Action Lawsuits (5pp) Revised 3/12/07 2060
Employment Verification: When is it Permitted? (3pp) Revised 4/15/04 1135
Envelopes and the FDCPA (2pp) Revised 10/10/08 1155
Frequency of Collection Calls: What Constitutes Harassment? (3pp)
Revised 4/3/08 2333
FTC Advisory Opinion on FDCPA Continues to Create Questions (7pp)
Revised 6/20/03 1139
FTC Advisory Opinion Regarding Cease Communication and
Responding to Disputes (2pp) Revised 8/28/09 3020
FTC Permits Notice of Ceasing Collections (2pp) Revised 12/12/07 1165
In-Person Collections (5pp) Revised 12/14/07 1167
Is the Lack of State Licensure a Violation of the FDCPA? (4pp)
Revised 4/23/07 1152
Itemization of a Consumer’s Debt (5pp) Revised 9/23/08 1251
Kickbacks & Referral Fees Have FDCPA Implications (3pp)
Revised 12/15/99 1125
Kojetin Decision on Add-On Fees May Create Problems for
Collectors (3pp) Revised 7/29/08 2002
Mini-Miranda Disclosure (3pp) Revised 5/5/06 1145
November 2009 Collector I 45
