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Credit Cards, Consumers and Collection Agencies (3pp)
Revised 5/6/05 9510
Overview of the ACH Network (8pp) Revised 5/11/05 4013
Overview of PADDs, EFTs and ACH Transactions (3pp) Revised 1/5/05 4015
Payday Loans Under Fire (3pp) Revised 3/26/03 4002
Payment Card Data Security (6pp) Revised 10/4/09 1173
Payment Transaction Fees (6pp) Revised 4/30/10 4006
Recurring EFTs, PADDs and ACH Transactions—Are They
Treated as Post-Dated Checks? (4pp) Revised 9/25/08 4011
Regulation CC (2pp) Revised 2/23/06 1217
Regulation E (6pp) Revised 9/25/08 2330
Service Fees: When is a Point of Sale Sign Required? (4pp)
Revised 5/27/09 1216
Service Fees for Electronic Transactions (2pp) Revised 2/23/06 1219
Service Fees for Returned Checks (3pp) Revised 6/3/09 3004
Signatures of Negotiable Instruments (53pp) Revised 10/9/03 1220
Stale Checks (2pp) Revised 6/1/07 1221
State Check Chart (9pp) Revised 4/22/10 3007
State Requirements Regarding Notice of Dishonor and Affidavit
of Mailing for Check Collection (70pp) Revised 6/5/09 1215
State Service Fee Statutes (46pp) Revised 4/22/10 1218
Stop Payment Checks (2pp) Revised 5/22/06 1222
Undetermined Service Fees (3pp) Revised 9/23/08 2065
Unfair Credit Card Acts or Practices (2pp) Revised 5/7/09 3016
CREDITOR ISSUES
The Basics of Business Entity Selection (5pp) Revised 11/21/06
Credit Grantors and the FDCPA (4pp) Revised 9/14/01
The Equal Credit Opportunity Act (5pp) Revised 5/6/10
Extending Credit to U.S. Service Members (7pp) Revised 10/4/07
The Fair Credit Billing Act (6pp) Revised 7/29/08
The Fair Credit Billing Act—What Creditors Should Know (3pp)
Revised 11/1/06
Marketing Creditor Services with Integrity (3pp) Revised 11/21/06
State Laws Covering First-Party (Creditor) Collections (16pp)
Revised 3/16/10
State Laws Requiring First-Party (Creditor) Collectors to Provide
Mini-Miranda Disclosure (3pp) Revised 12/12/06
When Customers Withhold Payment (2pp) Revised 6/15/07
2054
8004
8044
8047
8032
8045
2058
2044
8050
2346
FAIR CREDIT REPORTING ACT (FCRA)
Adverse Action Requirements Under the FCRA (6pp) Revised 11/12/09 1176
The Brady Decision: Disputed Debts and Credit Reporting (5pp)
Revised 12/12/07 1113
Check Verification and the FCRA (4pp) Revised 7/12/05 4001
Data Furnisher Liability When Investigating Consumer Disputes
Under the FCRA (3pp) Revised 3/26/08 1256
Date of Delinquency Reporting Requirements (3pp) Revised 4/22/08 1510
Direct Disputes from Consumers to Data Furnishers under FCRA (3pp)
Revised 12/14/09 1522
Disclosure of Contact Information in Connection with
Unsolicited Offers of Credit and Insurance (3pp) Revised 11/12/09 1516
Disclosure Requirements for Loans Secured by Residential
Property (2pp) Revised 11/12/09 1520
FCRA Identity Theft Provisions: Blocking Information Resulting from
Identity Theft (5pp) Revised 11/13/09 1521
FCRA Identity Theft Provisions: Fraud Alerts and Active Duty
Alerts (7pp) Revised 11/13/09 1513
FCRA Regulations Requiring Implementation of Identity Theft Prevention
Program (6pp) Revised 12/11/09 1250
FCRA: Relation to State Laws (6pp) Revised 3/9/05 1518
FCRA: Sharing Financial Information with Affiliates (7pp)
Revised 4/22/08 1512
FCRA Truncation Requirements: Credit and Debit Cards and
Social Security Numbers (8pp) Revised 4/13/09 1514
Financial Institutions’ Duty Under the FCRA to Provide Consumers
with Notice of Furnishing Negative Information (5pp)
Revised 11/13/09 1519
New Requirements for Credit Reporting Agencies: Discrepancy
in Address (2pp) Revised 12/21/09 1517
Ninth Circuit Decision Impacts Collectors’ Ability to Obtain
Consumer Reports (4pp) Revised 5/19/09 1163
Overview of the FACT Act Amendments to the FCRA (3pp)
Revised 11/13/09 1523
Permissible Purposes Under the FCRA (6pp) Revised 5/19/09 1154
Private Right of Action Under FCRA Section 615 (3pp)
Revised 12/21/09 2052
Regulation FF: FCRA Medical Information Regulations (3pp)
Revised 3/13/06 1527
Medical Information Furnishers and the FCRA (5pp) Revised 11/13/09 1515
Reportable Information (6pp) Revised 11/4/08 3001
Reporting Commercial Debt on a Consumer’s Credit Report (2pp)
Revised 9/5/06 1528
Responsibilities of Data Furnishers and CRAs Upon Notification
from a Consumer Dispute (3pp) Revised 10/21/05 1526
Rules for Data Furnishers Regarding Accuracy and Integrity (3pp)
Revised 12/14/09 3026
FAIR DEBT COLLECTION PRACTICES ACT (FDCPA)
Agency Names (8pp) Revised 7/9/09 1134
Amendments to the FDCPA (3pp) Revised 11/15/06 2051
Answering Machine Messages, Class Action Suits and State Unfair and
Deceptive Practices Act (3pp) Revised 3/29/10 3040
Attorney Communications and the FDCPA—A Case Law Approach
(5pp) Revised 12/18/07 1169
“Attorney In Fact” is not an “Attorney” for Purposes of FDCPA (2pp)
Revised 10/19/99 1123
Attorney Involvement and the FDCPA (3pp) Revised 11/21/06 2055
Bona Fide Error Defense (4pp) Revised 11/13/09 1129
Caller ID and the FDCPA (4pp) Revised 12/15/09 1168
Can I Collect on a Holiday? (1p) Revised 11/17/06 1111
Can Knowledge be Imputed to a Debt Collector? (4pp)
Revised 12/14/09 2344
Can You Contact a Consumer if the Consumer’s Attorney Ignores
Your Requests? (6pp) Revised 6/19/03 1138
Cease Communication Requests (3pp) Revised 6/7/06 1136
Class Certification (3pp) Revised 7/21/06 2050
Collection Efforts During the 30-Day Validation
Period (7pp) Revised 7/2/08 1172
